Real Maui Life Logo

    Buyer Resource

    Maui Condo Pro-Forma Calculator

    Estimate rental revenue, operating expenses, financing costs, NOI, cash flow, cap rate, and other potential investment metrics for a Maui condo — then get a professional one-page pro-forma.

    Property

    Purchase & Financing

    $
    %

    = $247,500

    $
    $

    Calculated from purchase price & down payment

    %
    %

    = $20,625

    Projected Rental Revenue

    $

    Projected yearly rental revenue before expenses

    %

    = $0 / yr

    Operating Expenses (Monthly)

    $
    $
    $
    $
    $
    $5,580

    = $66,957 / yr

    Results

    Projected Annual Performance

    Gross Annual Revenue$85,000
    Net Operating Income$18,043
    Projected Annual Cash Flow$18,043
    Operating Expenses$66,957
    Annual Debt Service$42,669
    Monthly Cash Flow$1,503.57

    Cap Rate

    7.36%

    Cash-on-Cash

    6.73%

    NOI Margin

    21.23%

    Cash Investment

    $268,125

    Get a professional one-page PDF. Just enter your name and email to download.

    Understanding a Maui Condo Pro-Forma

    A pro-forma projects the financial performance of a property before you buy. Here's how to read the numbers that matter most.

    Important Disclosure

    This calculator and any pro-forma, projection, estimate, or analysis it generates are provided for informational and educational purposes only and do not constitute legal, tax, accounting, financial, investment, or real estate advice, nor an offer or solicitation to buy or sell any real property.

    All figures are estimates based on assumptions and information supplied by the user. Actual results may differ materially. Real Maui Life and its affiliated real estate licensees make no representation or warranty, express or implied, as to the accuracy, completeness, or reliability of any projection, including but not limited to rental revenue, occupancy, operating expenses, net operating income (NOI), cash flow, cap rate, cash-on-cash return, or any other metric produced by this tool.

    No rental income, occupancy rate, expense, financing cost, appreciation, or investment return — short-term or long-term — is projected, promised, or guaranteed. Past performance and projected figures are not indicators of and do not guarantee future results. Rental rules, zoning, association bylaws and house rules, Hawaii tax laws (including the General Excise Tax and Transient Accommodations Tax), insurance requirements and costs, interest rates, financing availability, maintenance expenses, and market conditions are all subject to change and may materially affect actual performance.

    Users should independently verify all information and consult with qualified financial, tax, legal, lending, insurance, and real estate professionals before making any investment or purchase decision. Use of this calculator does not create an agency, brokerage, or fiduciary relationship with Real Maui Life unless and until a separate written representation agreement is executed.

    Have Questions About the Numbers?

    A pro-forma is only as good as the assumptions behind it. Let's talk through your scenario with real, local data.